DeltaCare DHMO Plan
With the Dental Health Maintenance Organization (DHMO) plan through Delta Dental, you are required to select a general dentist to provide your dental care. You will contact your general dentist for all of your dental needs, such as routine check‐ups and emergency situations. If specialty care is needed, your general dentist will provide the necessary referral. In addition to orthodontia coverage, the DHMO dental plan highlights include:
MHN Employee Assistance Program
Long Beach City College offers a confidential Employee Assistance Program (EAP) through MHN. The EAP provides assessment, assistance and, when necessary, referral to additional services. Eligible members are entitled to 5 face-to-face, phone or web video consultations per incident, per calendar year for a wide range of emotional health, family and work issues, such as: Employee Assistance Benefits 13 The EAP also offers a wide variety of services to help you balance your work with your life, and to address other life challenges such as:
Anthem Blue Cross and Unum Basic Life and AD&D Insurance
Long Beach City College provides employees with Basic Life and Accidental Death & Dismemberment (AD&D) Insurance through Anthem Blue Cross and Unum. There is no cost to you for this benefit.
Basic Life Insurance
If your death occurs while you are covered under the plans, your beneficiary will receive a benefit amount equal to $100,000 ($25,000 coverage through Anthem Blue Cross and $75,000 coverage through Unum).
Kaiser Permanente Traditional HMO Plan
With the Kaiser Permanente Traditional Health Maintenance Organization (HMO) plan, services must be obtained at a Kaiser Permanente facility, except in the case of emergency. Kaiser Permanente integrates all elements of healthcare such as physicians, medical centers, pharmacy and administration in one convenient facility. In addition, Kaiser Permanente offers online tools so you can email your doctor’s office, make appointments, refill prescriptions, and more. Kaiser Permanente HMO medical plan highlights include:
Section 125 Flexible Spending Accounts
You can set aside money in a Section 125 Flexible Spending Account (FSA) before taxes are deducted to pay for certain health and dependent care expenses, lowering your taxable income and increasing your take home pay. Only expenses for services incurred during the plan year are eligible for reimbursement from your accounts. You choose how you want to receive reimbursement for your eligible expenses. You may use your FSA debit card, have a check sent to your home or you can sign up for direct deposit to your bank account.
Vision Service Plan (VSP)
The Vision Plan provides professional vision care and high quality lenses and frames through a broad network of optical specialists. All VSP network providers are independent optometrists or ophthalmologists in private practice who provide a full suite of services. However, you do have the option of using non-network providers. If you utilize a non-network provider, you will be responsible to pay all charges at the time of your appointment and will be required to file an itemized claim with VSP.